Other Loans

Loans to make your dreams come true.

See the money in your account within 24-48 hours*

Looking for a loan to make that dream come true? We make finance easy.

No more putting your plans off to travel or upgrade your car. No more waiting for that good month of business to expand your enterprise, purchase a company car or upgrade your equipment. We are here to make your dreams come true.


Our promise to you

We want to earn your trust. We want to maintain a relationship with you for life, so we guarantee nothing but transparency. No more nasty hidden catches or unexpected fees.

With access to over 40 lenders, we will make sure you get the best possible loan suited to your individual needs that will not harm your credit background. We will work with you to maintain a healthy credit history and ensure you can afford the things you want in life.

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Car Loans

Been dreaming of a new set of wheels? Maybe it’s time for an upgrade.

Let us make it happen for you with our personalised car finance options.

Whether you are considering that new showroom model beauty or a sweet second-hand deal from a private seller, our car loans have you covered.

Personal Loans

Are you putting off plans for travel, university home renovations or purchasing that dream car?

A personal loan could be the solution for you. We work with reputable lenders that offer such benefits or pitch more affordable rates.

Business Loans

Are you an entrepreneur with a great idea but no capital to get started?

Maybe you need some new equipment or just a little boost to help your business to the next level?

Whatever the case, we have a range of business loans available to really get your business soaring.

Equipment Finance

Under equipment loans you can purchase an excavator, a forklift, agricultural machinery, or any other type of yellow goods or business equipment

If, like many businesses, you do not have the cash to purchase your income-generating equipment outright, but you do have sufficient cash flow, equipment finance may be just what you are looking for.

Leisure Loans

Ready for a new leisure item? We can help!

 With the right leisure loan, you can get your next dream toy at the rates you can afford, right now.

With our help, you’ll have access to a wide range of loans with competitive, low-cost rates. Boat finance, caravan loans, motorbike finance – just to name a few.

Debt Consolidation Loans

A debt consolidation loan enables you to organise all your existing debts into one set repayment term

Are you being weighed down by debt? If you are like the rest of us, you have multiple credit cards and personal loans which you are only managing to pay the interest on. If this is the case you have come to the right place and a debt consolidation might be just what you need.

Student Loans

You can borrow a sum of money to specifically pay tuition fees and textbooks, or accommodation and other school-related living expenses.

We all know just how hard it can be to support yourself while studying. Some of us don’t have the luxury of leaning on mum and dad and need to find other means of support.

Contact us to secure your loan

Call moneylab and one of our loan experts will be able to assist you immediately.

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Loan FAQ’s

You can use a personal loan for almost anything – organising that dream wedding, the perfect honey-moon, holiday of a lifetime, paying for education, home renovations, cosmetic surgery or crunching your debt. Car and leisure loans are structured a little differently, but no worries there – we will walk you through the entire process. Have a chat with one of our consultants to work out what loan best matches your dream. Just give us a call on 1300 138 530 or request a call back on our website, and we will do all of the work for you.

We have access to over 40 lenders. We will do all of the leg work for you and find the best rate and best lender fit to your personal circumstances. We will make sure that the loan not harm your credit rating and we will find and eliminate any nasty surprises like hidden terms or fees.

You may borrow up to $50,000 depending on your circumstances. However, if you require a larger sum, get in touch with us to explore other options. Car and leisure loans can go higher but loan amounts are limited by the market value of the asset and your ability to service the loan. We will assess your situation and advise you on how much you may borrow, as well as the structure and lender we find to be most suitable for your needs.

This depends on which lender you decide on but generally, they all provide options for Direct Debit, B-Pay and Direct Credit. Payment terms are normally spaced weekly, fortnightly or monthly.

You may be able to get an answer on the same day and money in your bank account the next. It depends on the type of product you are applying for. Special circumstances may take a little longer. Talk to our consultants today and they will be able to answer all your questions.

Once we get approval and sign off, the loan is usually available the next day and will not take more than two working days. However, exceptions may be made for special circumstances.

You need to be at least 18 years old, be an Australian Permanent Resident / Citizen or hold a 457 Visa or Bridging Visa and prove that that you have a regular income. There could be other bits and pieces needed for our credit and approval criteria depending on your situation. All of this will only take five minutes on the phone with one of our consultants.

Yes. When we submit your application to a lender, they will check your credit file. However, we will not submit the application until you explicitly approve the product offering and have confirmed verbally or via e-mail that you are happy to proceed. Also, we are aware that some lenders look worse on your credit file than others so we will make sure you steer clear of those.

Most of our loans have fixed interest rates, which ensure that repayment amounts stay the same throughout the life of the loan. We will disclose all information as we think it is important that you know exactly what you are up for and that there are no hidden surprises.

You can make extra repayments any time and save on interest. You can also pay off your loan early – however, some lenders may charge early exit fees and in such cases, we will provide all of this information to you.

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