Car Loans

We’ll secure the perfect car loan for your new set of wheels.

Ready for an upgrade? Let us make it happen with our customised car finance packages

Whether you are considering that new showroom model beauty or a sweet second-hand deal from a private seller, our car loans have you covered. You don’t need to buy your car from a dealership to be eligible for car finance. In fact, all of our car finance options include private sales, so you can shop anywhere you want.

How do car loans work?

A car loan is an amount of money paid to you in a lump sum by a lender, for the purpose of buying a car. The money is then paid back to the lender over time, plus interest. The money can be used for a used vehicle or a new car. Car loans, like most other loans, will also include various fees and charges.

Some loans also offer the option of a balloon payment. This is the last repayment at the end of your loan term which is a relatively large sum. This can reduce your periodic payoffs and help you afford a more expensive vehicle model. However, whether a balloon payment is suitable or not depends on your circumstances as well as future plans for selling or upgrading the vehicle. We value attention to the little details like these as they can play a big part in negotiating the right loan terms for you.

At Moneylab, we make understanding car loans easy. We’ll break down all of the costs and shine a light on any hidden fees. We’ll work hard to find the perfect car loan for you and your situation. And when it comes to applying, we’ll make sure everything is in order, ensuring your loan is approved. We won’t go for just any loan – we’ll make sure your loan remains affordable and doesn’t result in hardship.

Key Benefits

Our car loan options

Ready for a new set of wheels? We’ll help you choose the right personalised car finance option for your needs, so that you’re on the road sooner rather than later.

At Moneylab, we offer car loans in Australia for new and used vehicles. We’ll help you secure your perfect vehicle, whether that’s a brand new car right out of the showroom, or a secondhand workhorse.

Secured car loan

A secured car loan is one of the most popular options. This usually comes with a much lower interest rate and higher chance of approval. This is because a secured loan comes with less risk for the lender, making it the lowest interest rate car loan available. Our car loan experts can help you find the right secured loan for your car, putting you in the best financial position.

Did you know that you don’t need to buy a dealer vehicle to qualify for car finance? We’ll help you secure a great loan for a private sale car with ease. Shop wherever you like and we can do the rest.

Smart car finance

Our team of loan experts will utilise all of their experience and market knowledge to find the best loan for you. We’ll assess all the options available (and there are plenty), so you don’t have to sift through hundreds of different websites and articles.

Wondering how much your repayments would be for a $30,000 car loan?

Use our car loan calculator to find out. This tool is simple and easy to use. It will give you a good idea of how much you can and should borrow, and includes options for fixed or customised interest rates, as well as the loan period. Get informed today.

At Moneylab, we believe that car loans and refinance car loans shouldn’t be complicated. We’re here to make the process as simple as possible for you, so you can rest assured that you’re in good hands.

Get in touch with us today for more information.

Speak to us about your loan

Call moneylab and one of our finance experts will be able to assist you immediately.
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Our Team

Dan Di Pietro

Dan Di Pietro

Asset Finance Broker
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Other Loan Options

Business Loans

Are you an entrepreneur with a great idea but no capital to get started?

Maybe you need some new equipment or just a little boost to help your business to the next level? Whatever the case, we have a range of business loans available to really get your business soaring.

Leisure Loans

Ready for a new leisure item? We can help!

 With the right leisure loan, you can get your next dream toy at the rates you can afford, right now.

With our help, you’ll have access to a wide range of loans with competitive, low-cost rates. Boat finance, caravan loans, motorbike finance – just to name a few.