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Level 2/29 Izett St,
Prahran VIC 3181 - 1300 359 245
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Level 2/29 Izett St,
- Mortgage optionsOur home loan experts will guide you through the complex maze of Australian mortgage options available today.Are you struggling to save your mortgage deposit?Borrow against the equity your current homePay less, take advantage of a lower interest rateInvest in commercial property with confidenceBuy a new property before your existing one is soldDon’t wait to buy another home or investment property
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Level 2/29 Izett St,
Prahran VIC 3181 - 1300 359 245
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Level 2/29 Izett St,
- Financial planningYour Financial Advisor will be focused on supporting you in managing your wealth to achieve your life goals.Where our talented Financial Advisors will benefit youWe offer investment strategy with our financial adviceYour Financial Advisor will review your super for you
Take control of your investments
Risk management is a typical and necessary aspect of any financial strategyWe believe financial advice is for everyone-
Level 2/29 Izett St,
Prahran VIC 3181 - 1300 359 245
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Level 2/29 Izett St,
- Other LoansPersonal loans allow you to borrow a sum of money from a lenderBeen dreaming of a new set of wheels?Are you an entrepreneur with a great idea but no capital?Easy and fast equipment loansWant a new leisure toy? We can help!Organise all your existing debts into one set repayment termPay for you tuition fees and textbooks, or accommodation
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Level 2/29 Izett St,
Prahran VIC 3181 - 1300 359 245
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Level 2/29 Izett St,
- ResourcesHelpful hints and tips from the moneylab expertsCurrent financial news, tips and all things financeGet informed with the common questions we’re asked
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Level 2/29 Izett St,
Prahran VIC 3181 - 1300 359 245
-
Level 2/29 Izett St,
Debt Consolidation Loans
A debt consolidation loan enables you to organise all your existing debts into one set repayment term
How can debt consolidation help you?
Are you being weighed down by debt? If you are like the rest of us, you have multiple credit cards and personal loans which you are only managing to pay the interest on. If this is the case you have come to the right place and a debt consolidation might be just what you need.
Key Benefits
- Easier approval
- Low rates
- Borrowers can qualify for significantly larger amounts
What are debt consolidation loans?
A debt consolidation loan enables you to organise all your existing debts into one set repayment term by borrowing enough money to clear the collective amount owed. Besides the bonus of having just one debt to oversee, taking on a debt consolidation loan with good rates clears your debt faster and improves your credit rating.
It differs from a general personal loan as the lender is in charge of the debt consolidation process. If you are currently struggling to pay off debts due to routine expenditure, we can arrange for debt consolidation loans that directly channel the funds borrowed to your debts. This will ensure that the money cannot be taken out to spend on other things for some time.
Credit card consolidation loans
A credit card consolidation loan involves transferring all of your credit card debts onto a low interest rate loan. However, as credit card consolidation loan rates in Australia do not typically require you to pay off the debt within a fixed time period, it can be tempting to pay the minimum each month and prolong the debt which could potentially acquire steep interest charges defeating the purpose. Do your research and chat to your loan specialists to find the right-fit solution for you.
Be in control of your finances
We understand that you want to be in control over your financial situation – and that includes having the assurance of having a clear-cut, regular repayment schedule and knowing what your exact repayments are and when you will be debt-free. Our specialist debt consolidation lenders will take the time to understand your unique needs and compare the most competitive rates out there; we promise to deliver debt consolidation loans that are the right fit for you and your desired goals.
A debt consolidation loan will have lower interest rate than your credit card which will decrease your overall debt. We take note of any additional costs and relay them back to you, which can be easy to miss. Again we promise nothing but transparency here to ensure there are no hidden fees or excess charges by carefully evaluating the terms of the loan and laying out its penalties and other possible secondary charges.
Getting rid of debt does not have to be a financial strain. It does not have to compromise enjoying life and doing the things you want to do. That is why we are committed to delivering consolidation loan rates that are affordable.
Get rid of debt and save money at the same time
We understand that you want to be in control over your financial situation – and that includes having the assurance of having a clear-cut, regular repayment schedule and knowing what your exact repayments are and when you will be debt-free. Our specialist debt consolidation lenders will take the time to understand your unique needs and compare the most competitive rates out there; we promise to deliver debt consolidation loans that are the right fit for you and your desired goals.
A debt consolidation loan will have lower interest rate than your credit card which will decrease your overall debt. We take note of any additional costs and relay them back to you, which can be easy to miss. Again we promise nothing but transparency here to ensure there are no hidden fees or excess charges by carefully evaluating the terms of the loan and laying out its penalties and other possible secondary charges.
Getting rid of debt does not have to be a financial strain. It does not have to compromise enjoying life and doing the things you want to do. That is why we are committed to delivering consolidation loan rates that are affordable.
Speak to us about your loan
Call moneylab and one of our finance experts will be able to assist you immediately.
Our Team
Dan Di Pietro
Asset Finance Broker
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Other Loan Options
Car Loans
Been dreaming of a new set of wheels? Maybe it’s time for an upgrade.
Let us make it happen for you with our personalised car finance options.
Whether you are considering that new showroom model beauty or a sweet second-hand deal from a private seller, our car loans have you covered.
Business Loans
Are you an entrepreneur with a great idea but no capital to get started?
Maybe you need some new equipment or just a little boost to help your business to the next level? Whatever the case, we have a range of business loans available to really get your business soaring.