Debt Consolidation Loans

A debt consolidation loan enables you to organise all your existing debts into one set repayment term

How can debt consolidation help you?

Are you being weighed down by debt? If you are like the rest of us, you have multiple credit cards and personal loans which you are only managing to pay the interest on. If this is the case you have come to the right place and a debt consolidation might be just what you need.

Key Benefits

What are debt consolidation loans?

A debt consolidation loan enables you to organise all your existing debts into one set repayment term by borrowing enough money to clear the collective amount owed. Besides the bonus of having just one debt to oversee, taking on a debt consolidation loan with good rates clears your debt faster and improves your credit rating.

It differs from a general personal loan as the lender is in charge of the debt consolidation process. If you are currently struggling to pay off debts due to routine expenditure, we can arrange for debt consolidation loans that directly channel the funds borrowed to your debts. This will ensure that the money cannot be taken out to spend on other things for some time.

Credit card consolidation loans

A credit card consolidation loan involves transferring all of your credit card debts onto a low interest rate loan. However, as credit card consolidation loan rates in Australia do not typically require you to pay off the debt within a fixed time period, it can be tempting to pay the minimum each month and prolong the debt which could potentially acquire steep interest charges defeating the purpose. Do your research and chat to your loan specialists to find the right-fit solution for you.

Be in control of your finances

We understand that you want to be in control over your financial situation – and that includes having the assurance of having a clear-cut, regular repayment schedule and knowing what your exact repayments are and when you will be debt-free. Our specialist debt consolidation lenders will take the time to understand your unique needs and compare the most competitive rates out there; we promise to deliver debt consolidation loans that are the right fit for you and your desired goals.

A debt consolidation loan will have lower interest rate than your credit card which will decrease your overall debt. We take note of any additional costs and relay them back to you, which can be easy to miss. Again we promise nothing but transparency here to ensure there are no hidden fees or excess charges by carefully evaluating the terms of the loan and laying out its penalties and other possible secondary charges.

Getting rid of debt does not have to be a financial strain. It does not have to compromise enjoying life and doing the things you want to do. That is why we are committed to delivering consolidation loan rates that are affordable.

Get rid of debt and save money at the same time

We understand that you want to be in control over your financial situation – and that includes having the assurance of having a clear-cut, regular repayment schedule and knowing what your exact repayments are and when you will be debt-free. Our specialist debt consolidation lenders will take the time to understand your unique needs and compare the most competitive rates out there; we promise to deliver debt consolidation loans that are the right fit for you and your desired goals.

A debt consolidation loan will have lower interest rate than your credit card which will decrease your overall debt. We take note of any additional costs and relay them back to you, which can be easy to miss. Again we promise nothing but transparency here to ensure there are no hidden fees or excess charges by carefully evaluating the terms of the loan and laying out its penalties and other possible secondary charges.

Getting rid of debt does not have to be a financial strain. It does not have to compromise enjoying life and doing the things you want to do. That is why we are committed to delivering consolidation loan rates that are affordable.

Speak to us about your loan

Call moneylab and one of our finance experts will be able to assist you immediately.
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