Debt Consolidation Loans

Organise all your existing debts into one set repayment plan and get peace of mind.

Getting out of debt doesn’t have to mean giving up on doing what you love and enjoying life

We know you want to have control over your finances – and that means having a clear, fixed repayment plan and knowing exactly how much you owe and when you’ll be out of debt. In addition to only having one debt to manage, taking out a debt consolidation loan at competitive rates can eliminate your debt quicker and boosts your credit score.

How can debt consolidation help you?

Are you being weighed down by debt? Many of us have multiple credit cards and personal loans, and only manage to pay the interest… while the rest of the debt looms large. If this sounds like you, you’re in the right place. A debt consolidation loan can make life so much easier, reduce stress, and help you save money in the long run.

Key Benefits

What are debt consolidation loans?

A debt consolidation loan enables you to organise all your existing debts into one set repayment term. The idea is that you borrow enough money to clear all the collective debts that you owe. Then, you continue to pay off that amount across just one loan. A personal loan for debt consolidation allows you to clear your debt faster and improves your credit rating.

This type of loan is different from a normal personal loan because your lender is in charge of the debt consolidation process. There are also debt consolidation loans that ensure the money cannot be taken out to spend on other things, for a certain period of time. Our experts can ensure you get the perfect loan to get you back on track in no time.

Credit card consolidation loans

A credit card consolidation loan involves transferring all of your credit card debts onto one  low-interest rate loan. But there is a risk; it can be tempting to simply pay the minimum required amount each month and prolong the debt. Financial discipline isn’t easy. But with the right support and the right loan, you can wipe your credit card debt faster. Speak to one of our loan specialists today for tailored advice.

Take control of your finances

We all want control over our finances. And that includes a clear repayment schedule for any debts that we may have. The clarity of knowing exactly what you owe, with all the information in one place, can’t be underestimated. Best of all, you should know exactly when you will be debt-free. This provides a clear-cut goal to work towards and can drive a more disciplined approach to your finances.

At Moneylab, our loan specialists will take the time to understand your unique situation. We’ll formulate a clear picture of your finances, and craft a strategy that works for you. We can work with you to find the right consolidation option, including debt consolidation loans for bad credit. We’ll locate the most competitive rates, so you can hit your desired repayment goals with ease.

The good news is that a consolidation loan will have a lower interest rate than your credit card. Therefore, over the long term, you will pay a lesser amount of interest. We promise transparency throughout the entire process, meaning no hidden fees or unexpected costs. 

That’s our commitment to you.

Getting rid of debt does not have to be a financial strain. It does not have to compromise enjoying life and doing the things you want to do. Get in touch with our team today to find out more about your debt consolidation options.

Get rid of debt and save money at the same time

Saving money while paying off a number of debts can be difficult and demoralising. But it is possible, and we’re here to help. A debt consolidation loan provides you with the assurance of a clear, regular repayment schedule. You’ll know exactly how much is due, and when you need to pay the amount. This provides the stability to save more money and stay on top of your savings goals.

Get in touch with our team of loan experts today, to find out how to get a quality debt consolidation loan. We’re here to help.

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Call moneylab and one of our finance experts will be able to assist you immediately.
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Dan Di Pietro

Dan Di Pietro

Asset Finance Broker
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