Personal Loans

A personal loan can give you the freedom you need, right now.

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Do you want to renovate your house or buy your dream car but you're worried it won't be financially possible?

A personal loan might be just what you need. A personal loan can be used for a variety of purposes, including home loans, education loans, car loans, medical loans, travel expenses, and wedding expenses. You can repay the loan in weekly, biweekly, or monthly instalments.

Are you looking for a personal loan?

A personal loan can be a very useful tool for a number of purchases. If you don’t want to outlay a large amount of money at once, and would rather pay it back over time, a personal loan could be a good fit for you. You may want to buy a car, complete a university course, or go on a long holiday. Whatever your reason, we can help you find the right personal loan.

Key Benefits

personal loans

What is a personal loan?

Before you decide that a personal loan is right for you, it’s essential that you fully understand what it actually entails.

A personal loan allows you to borrow a sum of money from a lender. You can then pay back the amount in weekly, fortnightly, or monthly installments over a loan term of your choice. A loan term usually ranges from one to seven years. 

If you’re wondering who it’s easiest for you to get a personal loan from, we’ll help you find the best fit for your needs and circumstances.

What are the benefits of a personal loan in Australia?

Personal loans come with a range of benefits. But it’s important to remember that there are risks associated with taking out a loan. Therefore, it’s essential that you’re well-informed about risk, and how to best navigate these. That’s what we’re here for.

In the meantime, the key benefits of sourcing a personal loan with Moneylab are:

  • We work with over 40 lenders
  • We’ll conduct personal loan comparisons
  • We make the process clear
  • We get easier approval
  • Lower personal loan interest rates
  • Borrowers can qualify for larger amounts.

     

Trying to find a personal loan on your own can be tough. At Moneylab, we’re here to help. We’ll help you choose the best bank for your personal loan, ensuring that you get the perfect fit. 

Get in touch with us today to speak to one of our experts.

Frequently Asked Questions

Personal loans can include a range of fees, and detailed terms and conditions. Some also require collateral put up against the loan, such as the vehicle that you plan to purchase. This is known as a secured personal loan, while the alternative is an unsecured personal loan. Loans also have different interest rates which can be fixed or variable. 

This is where expert advice and guidance is a must.

At Moneylab, we work with a number of reputable lenders. We have a deep understanding of the many different personal loan products available, and we’ll make sure that you fully understand all of the requirements. We’ll help you make the best decision, and find the most affordable rates.

Some of the easiest loans to get include payday loans and high-interest personal loans. However, these are easy for a reason – they come with increased costs and added risk. That’s why simply asking for the easiest loan isn’t the best approach. Seeking out quality advice is a better option, and we’re here to help.

Speak to us about your loan

Call moneylab and one of our finance experts will be able to assist you immediately.
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Our Team

Dan Di Pietro

Dan Di Pietro

Asset Finance Broker
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