Five ways to make the most of home loan pre-approval stage

Your home loan been pre-approved! But before you get too excited, understand there are ways you can really make the most of this pre-approval stage to streamline the process to owning your new home.   1. Start looking, don’t wait  Home loan pre-approval doesn’t last forever. Timeframes exist for lenders for loan pre-approval, and while it can often be between three and six months, it’s worth utilising this time.  […]

The five elements of your credit score and how to improve them

When you are applying for a loan, the first thing lenders will do is check your credit score – and this will have a strong impact on their ultimate decision. So, what is your credit score and how do you maintain a good score that will impress lenders?   What is your credit score?  Your credit score is […]

Lack an understanding of key financial concepts? You’re not alone

While most of us fantasise about owning our first or second property, a lot of us don’t quite yet understand some of the key terms that pop up throughout the process of buying. Here are some key terms that are integral to know before you dive in.   If you leap at the first seemingly amazing interest rate and offer you see advertised, that can often lead to big problems down the road. Navigating the property market with […]

The property buying journey: Your step-by-step guide

For some, the dream of home ownership is driven by the desire for independence. For others, it is a calculated decision to build future wealth or you might simply not want to miss out on the chance to get on the property ladder while prices continue to rise. Whatever the reason, know what to expect when property buying with our step-by-step guide.